Owning your own home is a truly wonderful feeling. But have you taken all possible measures to protect it? Just locking up your home, doesn’t guarantee that it will be safe. There are several other factors which are beyond your control. Taking up a home insurance policy is a crucial step towards securing your property. Most of us, don’t realize the importance of purchasing a home insurance policy until it’s too late.
Home insurance protects your house and everything inside it, including the fixtures, fittings, and all your belongings. Without cover, you risk having to pay for replacements or repairs if something happens to your home or belongings. For example, if they're damaged in a fire or a flood or if your things are stolen.
If you own your home and have a mortgage, your mortgage provider may insist that you have buildings insurance in place for the length of your mortgage. You can buy this insurance from any provider, not just your mortgage provider. Compare buildings insurance schemes to find the right deal for you.
Many people wonder ‘’do I really need to have home insurance’’? Insuring your home or property isn’t a legal requirement. Home insurance isn't a luxury, it's a necessity. By having insurance, you’ll have protection for your property and belongings in case something unexpected happens.
Here, we look at the significance of having home insurance, by giving you three important reasons why it is best to get your home insured rather than regret it later on.
Financial protection
If your home was damaged or your possessions stolen, how would you meet the costs of repairs or replacements? With household insurance in place, if anything happens to your property or possessions that will be covered by your policy, you’ll be protected financially.
Home emergencies
It takes years of hard work to create assets. And one burglary attempt can leave you crippled both emotionally and financially. A Burglary Insurance Policy will cover your property and offer you the peace of mind that you deserve. A burglary insurance policy will compensate you financially for the items that will stolen or damaged due to housebreaking and burglary.
Alternative accommodation
Ας ελπίσουμε ότι δεν θα συμβεί ποτέ, αλλά τι θα συμβεί αν μια φωτιά καταστρέψει ολοσχερώς την κατοικία σας; Η μια ξαφνική πλημμύρα προκαλέσει εκτεταμένες ζημιές σε διάφορα μέρη του σπιτιού; Ακόμα κι αν δεν ζείτε σε περιοχή υψηλού κινδύνου πλημμύρας, πάλι κινδυνεύετε να χάσετε κάτι από μια πλημμύρα, επειδή το 20 % όλων των συμβολαίων πλημμύρας κατατάσσονται σε περιοχές χαμηλού έως μέτριου κινδύνου πλημμύρας. Αυτό σημαίνει ότι πρέπει να γνωρίζετε πώς να προετοιμαστείτε για την πιθανότητα πλημμύρας και να λάβετε καλύτερη κάλυψη. Πού θα ζούσατε αν το σπίτι σας δεν ήταν πλέον κατοικήσιμο λόγου κάποιας φυσικής καταστροφή; Τα περισσότερα συμβόλαια ασφάλισης κατοικίας θα παρέχουν σε εσάς και την οικογένειά σας, κάπου να μείνετε εάν δεν είναι ασφαλές να μείνετε στο σπίτι σας.
Home Insurance provided by G.A.P. Vassilopoulos Group acting as Coverholders on behalf of Lloyds Insurance company S.A.
G.A.P. Vassilopoulos acts as Lloyds Coverholders providing insurance via the Lloyds. Lloyds of London is the biggest insurance market in the world.
As each homeowner’s requirements are different, we have created two different home insurance schemes to meet these differing demands and needs.
The ‘Standard’ scheme provides the base cover needed for adequate home insurance protection at market competitive premiums. Cover can include Buildings and/or Contents.
Το Σχέδιο ‘Advance’ αποτελεί ένα ολοκληρωμένο σχέδιο το οποία επεκτείνεται πέραν από το βασικό Σχέδιο ‘Standard’. Περιλαμβάνει μια πληθώρα επιπρόσθετων καλύψεων Κινδύνων και έχει σχεδιαστεί για πελάτες οποίοι αναζητούν την πιο πάνω βασική κάλυψη καθώς και επιπρόσθετη σιγουριά. Η κάλυψη που προσφέρεται δεν περιορίζεται μόνο σε Κτίρια και/ή Περιεχόμενο. Μπορεί να επεκταθεί και σε Πολύτιμα Αντικείμενα και Προσωπική Περιουσία.
You can contact us to compare and select the most appropriate home insurance policy that works best for you.