{"id":7481,"date":"2022-10-26T10:00:10","date_gmt":"2022-10-26T07:00:10","guid":{"rendered":"https:\/\/www.gapinsuranceagency.com\/?p=7481"},"modified":"2022-11-23T12:46:44","modified_gmt":"2022-11-23T10:46:44","slug":"%cf%83%cf%85%ce%bc%ce%b2%cf%8c%ce%bb%ce%b1%ce%b9%ce%b1-%ce%b1%cf%83%cf%86%ce%ac%ce%bb%ce%b9%cf%83%ce%b7%cf%82-%ce%b1%cf%85%cf%84%ce%bf%ce%ba%ce%b9%ce%bd%ce%ae%cf%84%ce%bf%cf%85","status":"publish","type":"post","link":"https:\/\/www.gapinsuranceagency.com\/en\/%cf%83%cf%85%ce%bc%ce%b2%cf%8c%ce%bb%ce%b1%ce%b9%ce%b1-%ce%b1%cf%83%cf%86%ce%ac%ce%bb%ce%b9%cf%83%ce%b7%cf%82-%ce%b1%cf%85%cf%84%ce%bf%ce%ba%ce%b9%ce%bd%ce%ae%cf%84%ce%bf%cf%85","title":{"rendered":"First-Party Vs Third-Party Car Insurance"},"content":{"rendered":"<p>\u0388\u03bd\u03b1 \u03b1\u03c0\u03cc \u03c4\u03b1 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b1 \u03c0\u03c1\u03ac\u03b3\u03bc\u03b1\u03c4\u03b1 \u03c0\u03bf\u03c5 \u03bc\u03c0\u03bf\u03c1\u03b5\u03af\u03c4\u03b5 \u03bd\u03b1 \u03ba\u03ac\u03bd\u03b5\u03c4\u03b5 \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03c0\u03c1\u03bf\u03c3\u03c4\u03b1\u03c4\u03ad\u03c8\u03b5\u03c4\u03b5 \u03c4\u03bf \u03b1\u03c5\u03c4\u03bf\u03ba\u03af\u03bd\u03b7\u03c4\u03cc \u03c3\u03b1\u03c2 \u03b5\u03af\u03bd\u03b1\u03b9 \u03bd\u03b1 \u03b1\u03b3\u03bf\u03c1\u03ac\u03c3\u03b5\u03c4\u03b5 \u03b1\u03c3\u03c6\u03ac\u03bb\u03b5\u03b9\u03b1 \u03b1\u03c5\u03c4\u03bf\u03ba\u03b9\u03bd\u03ae\u03c4\u03bf\u03c5.\u03a4\u03b1  \u03b1\u03c5\u03c4\u03bf\u03ba\u03af\u03bd\u03b7\u03c4\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03ad\u03bd\u03b1 \u03b1\u03c0\u03b1\u03c1\u03b1\u03af\u03c4\u03b7\u03c4\u03bf \u03b1\u03b3\u03b1\u03b8\u03cc \u03c0\u03bf\u03c5 \u03c7\u03c1\u03b5\u03b9\u03ac\u03b6\u03b5\u03c4\u03b1\u03b9 \u03c3\u03c4\u03b7\u03bd \u039a\u03cd\u03c0\u03c1\u03bf \u03ba\u03b1\u03b9 \u03b4\u03b9\u03b5\u03c5\u03ba\u03bf\u03bb\u03cd\u03bd\u03b5\u03b9 \u03c4\u03b7\u03bd \u03ba\u03b1\u03b8\u03b7\u03bc\u03b5\u03c1\u03b9\u03bd\u03cc\u03c4\u03b7\u03c4\u03ac \u03bc\u03b1\u03c2. \u03a0\u03bf\u03bb\u03bb\u03bf\u03af \u03ac\u03bd\u03b8\u03c1\u03c9\u03c0\u03bf\u03b9 \u03ad\u03c7\u03bf\u03c5\u03bd \u03b5\u03c1\u03c9\u03c4\u03ae\u03c3\u03b5\u03b9\u03c2 \u03c3\u03c7\u03b5\u03c4\u03b9\u03ba\u03ac \u03bc\u03b5 \u03c4\u03b9\u03c2 \u03b4\u03b9\u03b1\u03c6\u03bf\u03c1\u03ad\u03c2 \u03bc\u03b5\u03c4\u03b1\u03be\u03cd \u03b1\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7\u03c2 \u03b1\u03c5\u03c4\u03bf\u03ba\u03b9\u03bd\u03ae\u03c4\u03bf\u03c5.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>The different types of parties involved in car insurance<\/strong><\/h4>\n\n\n\n<p>When purchasing insurance for your car, the cost and coverage is important. But it is important to understand what terms like first-party car insurance and third-party car insurance stand are. This will help you understand the policy so that you can make the correct decision when the time comes.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>First Party Vs Third Party<\/strong><\/h4>\n\n\n\n<p>The first party in the car insurance policy is the owner of the car or the person in whose name the policy is registered to. This first party has to pay their car insurance premium to their insurance provider and can claim the benefits under the insurance.<\/p>\n\n\n\n<p>A third party is a person or a vehicle owner who has been affected by the actions of the first party\u2019s insured vehicle in any way. For example, if the first party\u2019s vehicle has caused damage or injuries to the third party\u2019s vehicle or owner, then the insurance benefit is paid by the second party to the third party.<\/p>\n\n\n\n<p>It is important to mention that third party insurance is mandatory by law if you want to drive your vehicle on the roads. One must have a third-party insurance cover.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>How to Know Which Claim to Submit?<\/strong><\/h4>\n\n\n\n<p>Usually, to decide where to file an insurance claim, you look at who\u2019s at fault for the accident. In most cases and any personal injury claim, the person who causes the accident usually pays for the damages.<\/p>\n\n\n\n<p>If the fault isn\u2019t immediately apparent, you may need to bring a first-party claim and a third-party claim. If you have the appropriate insurance coverage, you may bring a claim against your own insurance company. This is if the other party is underinsured or uninsured.<\/p>\n\n\n\n<p>It\u2019s always a good idea to consult with an experienced law firm when it comes to such insurance claims as events may be complex. The amount of time it takes to file your claim and the compensation you can recover could vary greatly if you have an expert lawyer on your side.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Get insured today<\/strong><\/h4>\n\n\n\n<p>There are too many technical words to understand and the terms and conditions are difficult to follow. That is one of the many reasons our team is here for you.<\/p>\n\n\n\n<p>The <a href=\"https:\/\/www.gapgroup.com\/cy\/\">G.A.P Vassilopoulos Group<\/a> Group acts as Brokers through their well-established relationships with international \u2018A\u2019 Rated insurers\u2019 as well as the local Cyprus market can cater for a wide range of insurance products.<\/p>\n\n\n\n<p>Drop us an email through our website or feel free to contact us at 77 77 77 75. Compare and select the most appropriate insurance policy with our specialized <a href=\"https:\/\/www.gapinsuranceagency.com\/en\/\">G.A.P. Insurance Agency<\/a> team will respond promptly to your needs.<\/p>","protected":false},"excerpt":{"rendered":"<p>One of the best things you can do to protect your car is to buy car insurance. Cars are essential in Cyprus to make our daily lives easier.<\/p>","protected":false},"author":2,"featured_media":7484,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jet_sm_ready_style":"","_jet_sm_style":"","_jet_sm_controls_values":"","_jet_sm_fonts_collection":"","_jet_sm_fonts_links":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-7481","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u03a3\u03c5\u03bc\u03b2\u03cc\u03bb\u03b1\u03b9\u03b1 \u0391\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7\u03c2 \u0391\u03c5\u03c4\u03bf\u03ba\u03b9\u03bd\u03ae\u03c4\u03bf\u03c5 - GAP Insurance Agency<\/title>\n<meta name=\"description\" content=\"\u0392\u03b1\u03c3\u03b9\u03ba\u03ac \u03c3\u03c5\u03bc\u03b2\u03cc\u03bb\u03b1\u03b9\u03b1 \u03b1\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7\u03c2 \u03b1\u03c5\u03c4\u03bf\u03ba\u03b9\u03bd\u03ae\u03c4\u03bf\u03c5. \u039f \u038c\u03bc\u03b9\u03bb\u03bf\u03c2 G.A.P. 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